in the long run, what we save shows up as higher paychecks for workers and lower deficits for the government. indeed, the cbo estimates in the second decade, once the aca is in effect it will shave 0.5% gdp off the deficit every year. how do we implement all these benefits to make sure they translate into better care for all americans. he have to keep spreading the word so that americans know that these options are available to them. the is where much of attention has been since october 1. the new health insurance marketplace will help insure millions of hard-working americans. in states where they are working to make this law work for more of their federal citizens, people are signing up in droves. 50,000 people have signed up in new york. 80,000 in california. 9000 in kentucky. other states are utilizing the federal marketplace. let me talk a little bit about that marketplace. as you know, the website did not work the way it should have on october 1. that's on us. that's on me. as soon as we realize there were problems, we put a team of experts to work and as promised it is working better